Articles

Notes on protected payments, settlement, and adding a resolution layer to crypto payments.

  1. Why crypto payments are still missing a protection layer

    Crypto made ownership direct and self-custody practical. Everyday payments need one more thing: a way to resolve a problem before a payment settles. Here is what that layer looks like, and what it does not do.

    7 min read

  2. Finality is a feature. So is payment protection.

    Protection does not undo finality. It gives a chosen payment a short window before it becomes final, then settles it like any other. Why the two belong together.

    5 min read